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** Authors are invited to submit manuscripts for December 2019 issue.

** November 2019 issue of AARF Journals is officially released.

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1
  • GERMANENESS OF ISLAMIC BANKING OVER CONVENTIONAL BANKING Advantages of Islamic Banking over Conventional Banking


Dr. Naila Iqbal

Abstract:
The Qur'an (2:30) says that man was created as the representative of God on earth. This concept has a considerable effect on Islamic business, since the lack of a sense of absolute ownership promotes a sense of working for society, especially the needy.


1-18
2
  • RATIO REVEALATIONS FOR THE BANKING SECTOR; A REVIEW


Rajdeep Singh Khanuja,Roli Pradhan

Abstract:
This paper investigates the performance of the public and private sector banks of India. Financial ratios are employed to measure the viability of the banks in the past few decades.


19-26
3
  • A NEW BEGINNING FOR BOTTOM OF PYRAMID


Ms Sumita Kukreja,Dr. Anupama Sharma

Abstract:
Microcredit as the name suggests means extending small loans to poor people and that too without any collateral. It has evolved as a powerful mechanism to deliver financial services particularly credit to the section of the community that has been excluded from the services of the main stream institutions and that section of society being referred as Bottom of Pyramid.


27-40
4
  • HRD MODEL FOR ORGANIZATIONAL EFFECTIVENESS


Dr Sandeep Bansal

Abstract:
A survey by Industrial Team Service in 1969 indicated that the personnel function is no longer viable if it doesn't include or allow scope for employment, training, welfare measures, employee education, employee benefits, industrial relations and industrial insurance.


41-52
5
  • A STUDY ON THE PROFILE OF INDUSTRIAL TRAINING IN THE HOTEL MANAGEMENT COURSES


ANIL CHANDHOK

Abstract:
The changes in the hotel industry are very fast and the course curriculum needs to be updated in accordance with the needs of the sector. The academic component of hotel courses are not uniform throughout the country.


53-77
6
  • IMPACT OF FINANCIAL INCLUSION ON RURAL DEVELOPMENT IN INDIA WITH SPECIAL REFERENCE TO INDORE DISTRICT


Priyanka Sharma,Sanjay Sharma,Dr.Rajendra Singh

Abstract:
Financial inclusion is defined by Rangarajan committee(2008) as the process of ensuring access to financial services and timely and adequate credit needed by the vulnerable groups such as , the weaker sections and low income groups, at an affordable cost.


78-115
7
  • MICROFINANCE LOAN DISBURSEMENT AND POVERTY ALLEVIATION IN TOGO: AN EMPIRICAL INVESTIGATION OF RURAL WOMEN


Doman GNOUFOUGOU,Nadédjo BIGOU-LARE,Kuawo-Assan JOHNSON

Abstract:
This research seeks to investigate the empirical relationship between microfinance loan disbursement and rural women poverty alleviation. Descriptive statistics surveys methods are tested by employing chi-square test, F-test and T-test to find the effect of microfinance loan disbursement on rural women poverty alleviation.


116-131
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    And Publishing House

  • Rashtriya Research Institute
    Of New Medical Sciences

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