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** Authors are invited to submit manuscripts for December 2019 issue.

** November 2019 issue of AARF Journals is officially released.

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1
  • IMPACT OF FINANCIAL INCLUSION INITIATIVES ON THE SOCIO-ECONOMIC LIFE OF THE RURAL PEOPLE IN KARNATAKA STATE


Basavarajappa M T, Dr. Sujatha Susanna Kumari D

Abstract:
Financial inclusion is the availability of banking services at an affordable cost to disadvantaged and low-income groups. Financial inclusion is seen as tool for combating poverty.


1-29
2
  • A STUDY OF STATE BANK OF INDIA’S FINANCIAL INCLUSION PLAN AND ITS IMPLEMENTATION IN UNBANKED AREA


Mr. Shyam Jivan Salunkhe

Abstract:
The term "financial inclusion" has gained importance since the early 2000s, a result of findings about financial exclusion and its direct correlation to poverty. However


30-40
3
  • WORK LIFE BALANCE OF FEMALES EMPLOYEES: A CASE STUDY


Dr. Saloni Pahuja

Abstract:
Having work life balance is the most challenging issue faced by employees and employers now days. With the increase in work pressure and advancement in technology working needs have increased.


41-50
4
  • AGRICULTURAL GEOGRAPHICAL INDICATIONS (GIS) IN INDIA: NEED, IMPORTANCE AND BENEFITS


Rupesh G. Sawant

Abstract:
Every region has its claim to fame. In India agricultural produces and fruit crops growing under specific climate and in a specific zone of climate have led to developing specialty of a particular region for either a particular fruit crop or an agricultural produce.


51-60
5
  • A STUDY ON RISK-RETURN PROFILE OF MUTUAL FUNDS IN INDIA


Dr. Ajay Kr. Patel, Ms. Swati Sharma

Abstract:
The paper aims to evaluate the performance of Mutual Funds. The paper also analyzes whether the differences in Mutual Funds return is due to their respective investment domains, or any other factors.


61-72
6
  • A STUDY ON CONSUMER SATISFACTION TOWARDS PUBLIC DISTRIBUTION SYSTEM WITH SPECIAL REFERENCE TO VELLORE DISTRICT, TAMIL NADU


Dr. P. SURESH

Abstract:
Public Distribution System in India has been one of the most crucial elements in food policy and food security system in the country. The Public Distribution System (PDS) is a poverty alleviation program and contributes towards the social welfare of the people.


73-85
7
  • CORPORATE SOCIAL RESPONSIBILITY PRACTICES- A CONCERN SHARED BY BUSINESS COMPANIES


Meera

Abstract:
CSR included all the activities performed by business organization for the benefit of society. The concept of corporate social responsibility was going too changed from time to time or from pre-industrial era to post independence and it highly changed after the liberalization, privatization and globalization had been taken place in India.


86-91
8
  • UNDERSTANDING INTERRELATIONSHIP BETWEEN PERCEIVED JOB SATISFACTION AND QUALITY OF WORK LIFE (A STUDY WITH REFERENCE TO EMPLOYEES WORKING IN SELECTED MANAGEMENT COLLEGES IN FARIDABAD)


Dr. Vijit Chaturvedi

Abstract:
Job satisfaction and quality of work life go hand in hand when talked about real satisfaction since one is the outcome of other. The present paper attempts to examine the impact of job satisfaction and its characteristic on quality of work life of employees working in management colleges in Faridabad region.


92-101
9
  • IMPORTANCE AND HEALTH BENEFIT OF FRUITS: AN OVERVIEW


R. Sengodi

Abstract:
Fruits are an important source of energy for human beings but they are perishable items. Hence since many years various products are made from juice of fruits, so that they can be consumed during off season as well. Products like juice, jam, jelly, squash etc. are made from fruits since long.


102-112
10
  • LEADERSHIP DURING THE TIMES OF COMPLEXITY AND CHANGE


Dr. Saraswathi Atluri

Abstract:
In the current volatile and dynamic environment organizations are facing lot of complexity and are adapting many strategies for their sustainability, growth and development.


113-121
11
  • CONSUMERS’ BEHAVIOURAL INTENTION TOWARDS INFORMATION TECHNOLOGY ADOPTION IN MOBILE PHONE USAGES IN CHENNAI


Dr. M. Sakthivel Murugan

Abstract:
Mobile phones are almost a necessity in today's busy world. Mobile phone use has grown rapidly since the first mobile call in 1973 to become the most universal technology in the world, with more than four billion people (well over half the global population) connected.


122-129
12
  • THE ROLE OF ACCOUNTING EDUCATION IN BRIDGING THE GAP BETWEEN ACCOUNTING THEORY AND PRACTICE


Dr. Kavitha Jayakumar, Linu Thomas

Abstract:
Accountancy, or accounting, is the production of information about an enterprise and the transmission of that information from those who have it to those who need it. The communication is generally in the form of financial statements that show in money terms the economic resources under the control of management, the art lies in selecting the information that is relevant to the user and in representing it.


130-147
13
  • YOGIC GURU TO SUCCESSFUL ENTREPRENEUR: A CASE OF PATANJALI YOGPEETH


Dr. Manu Priya Gaur, Dr. Sanghamitra Das

Abstract:
Be it consumer products, lifestyle or entertainment, spiritual gurus are stepping into business and are finding success. Yoga guru Ramdev's Patanjali Ayurved has presented itself as a credible alternative in fast-moving consumer goods (FMCG), compelling many to switch from age-old preferences and brands.


148-159
14
  • MICROFINANCE INTERVENTION AND EMPOWERMENT OF WOMEN ENTREPRENEUR – A CASE OF SANASA DEVELOPMENT PLC IN JAFFNA


T. Ramajeyam, L.Sooriyakumaran, T.L.Vannarajah

Abstract:
Microfinance institution offerits members with financial and social intermediation service to help improve their businesses. The consequence of microfinance intervention on the empowerment of women entrepreneurs in rural populations of remains largely unfamiliar in Jaffna are the main objective of this research to determine the effect of microfinance intervention on women’s empowerment.


160-171
15
  • RURAL AND HERITAGE TOURISM IN ANDAMAN & NICOBAR ISLANDS


B. S. V. Meera Setty, Dr. C. Thiruchelvam

Abstract:
Rural tourism is a multidimensional destination because it has eco, ethnic, farm, cultural, historical tourism with itself. The major challenge in developing rural tourism is to consider environmental and natural conservation of resources and a proper understanding between the tourist and local people to participate in tourism development.


172-183
16
  • STUDY OF ADEQUACY OF INDIA’S FORIEGN RESERVES UNDER CRISIS SCENARIOS


Dr. K. Umadevi

Abstract:
Demonetization, Lehman type scenarios and extreme stress scenarios like war severely test the economy and country’s ability to provide liquidity buffers, tide over external shocks and avoid disruptive output adjustments. According to International Monetary Fund, emerging markets with adequate reserve holdings ahead of the global financial crisis in general suffered smaller output and consumption declines.


184-196
17
  • INDIAN FINANCIAL SYSTEM: AN OVERVIEW


Sandhya

Abstract:
Over a long period of time in India, there has been a conscious effort by the RBI, SEBI and the Government of India to develop and integrate financial system segments in a phased manner. In this paper, the markers and the roles and responsibilities of a capital market regular. This study also focuses on identifying the loopholes in the Indian financial system. This study consists of role of SEBI in Indian stock market. SEBI is the regulator for the securities market in India.


197-205
18
  • Globalization and New Trends in Promoting International Trade


Ajit, Assistant Professor

Abstract:
Universality is situation where free trade is supposed to benefit all countries regardless of their level of development, industrial capacity, technological capacity and other structural characteristics. On the other hand, Uniformity implies that for each country, all industries and products should be subjected to the same level of tariff.


206-211
19
  • Working Capital management


Ashu, Lecture in Commerce

Abstract:
Every business needs substantial working capital for its survival as well as smooth operation of its business and to maintain the leval of its efficiency. On the one hand, a business invests a major portion of its resources in long terms assists, such as land, Building, and machinery etc., so that the business may earn sufficiently for a longer period


212-218
20
  • ROLE OF ACCOUNTING INFORMATION SYSTEM IN STRATEGIC DECISION MAKING: AN EMPIRICAL ANALYSIS OF SELECTED COMPANIES


Dr. Imran Ahmad Khan

Abstract:
The study examined the impact of Accounting Information System (AIS) on management decision making. The set out objectives are to; identify how accounting information system controls fraud and mismanagement, and determine how effective accounting information system is to decision making.


219-231
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