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** Authors are invited to submit manuscripts for December 2019 issue.

** November 2019 issue of AARF Journals is officially released.

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1
  • FINANCIAL PERFORMANCE OF CENTRAL PUBLIC SECTOR ENTERPRISES IN INDIA


Dr. Ajab Singh

Abstract:
Despite the significant improvement of financial performance in central public sector enterprises(CPSEs) in India over the past 25 years, financial performance has not been achieved in some cognate groups of central public enterprises, viz. , agriculture sector, Consumer Goods Group, Textiles Group, Transport Services Group consistently from three and more recent years as well as declining net profits in some other enterprises like Chemicals & Pharmaceuticals Group, Medium & Light Engineering Group, and Telecommunication Services Group ,etc. , in the context of raising losses and declining profits in some enterprises groups, it remains a national concern.


1-39
2
  • FORENSIC ACCOUNTING AND ITS CONSEQUENCES IN INDIA


Dr. Chitra Rathore

Abstract:
Forensic accounting came into limelight due to increased financial frauds and white-collar crimes. But, it is in initial stage in India.


40-47
3
  • “A STUDY ON DEMONETIZATION AND BREXIT - ITS IMPACT ON THE EXCHANGE RATE MOVEMENTS OF MAJOR CURRENCIES”


A. Prashanth Kumar, Swathi Bhat, Vandana Shenoy, Prakash Patkar

Abstract:
is the act of stripping currency unit of its status as legal tender. Demonetization is necessary whenever there is a change of national currency. The old unit of currency must be retired and replaced with a new currency unit.


48-61
4
  • SHOPPING BEHAVIORS OF FOREIGN OR INTERNATIONAL TOURISTS VISITING SHIMLA


Dr. Priti Kanwar, Harish Kumar

Abstract:
Buying gifts as tourists in Himachal Pradesh is an ecstasy for everybody. Be it handiwork, shawls, cardigans, neighborhood tweeds, specialized Tibetan carpets and craft, wood, metalwork, timber critiques, toys, regional Kullu shawls, local hats and caps, preservatives like pickles and jams and squashes, cane basketry, semi precious beads or trendy artificial jewelry.


62-70
5
  • 'A STUDY ON RETAIL INVESTORS GRIEVANCES IN INDIAN CAPITAL MARKET'


Dr. (Mrs.) N. V. Kavitha, Mrs. N. Suma Reddy

Abstract:
Investor’s grievance Redressal mechanism and safeguarding of retail investors dispense with one another. Nayak (2010) comprehends the system, have to offer several checks and balances where the entrepreneurial effort is supported by investor’s confidence to easily capitalize on it, which has failed towards the extent expected and desired.


71-84
6
  • DETERMINANTS OF FINANCIAL INCLUSION IN ETHIOPIA


K.Sambasiva Rao, Andualem Ufo Baza

Abstract:
This paper examines the determinants of financial inclusion in Ethiopia. Using linear regression analysis, we find that income, household size, unemployment and out of work force are the main determinants to the financial inclusion in Ethiopia.


85-91
7
  • A OVERVIEW OF THEORIES OF WORK LIFE BALANCE


Mrs. Tina Blossom Francis

Abstract:
Work Life Balance describes the relationship between your work and the commitments in the rest of your life and how they impact one another.”Employers, industry and government unanimously makes it clear that the need of the hour is maximising participation in the workplace which ultimately give rise to a bunch of struggling workforce trying to strike a balance between work and life.


92-102
8
  • RURAL MARKETING: A CHALLENGE TO MARKETERS


Dr. SEEMA SHARMA

Abstract:
This paper consist the study about the problems for the marketers those are approaching rural market. Market structure in India is dictomous; there are two extreme end markets namely urban and rural market. The Indian rural market with its vast size and demand base offers great opportunities to Companies. The rural market consist about 724 (about 12% of world population and 70% of Indian population) million peoples living in 6, 38,000 villages over an area of approximately 32,00,000 sq km of land spread across 35 states and union territories. It has more than 18 languages and 850 dialects, with the accent changing distinctly from region to region within the states. So is in the case with food habits culture income levels, literacy and the exposure to media.


108-110
9
  • STUDY ON ROLE OF BANKS IN INTERNATIONAL BANKING


Prajapati Sureshkumar Parsotamdas

Abstract:
Banking section plays important role in international business. Today almost all major banks have offices in major cities around the world. Many banks have formed collaboration with banks in other countries to better serve their international business community. Banks form a bond of trust between buying and selling transactions in international market


111-124
10
  • A STUDY OF INTERNATIONAL BANKING PRODUCTS & REGULATORY GUIDELINES


Prajapati Sureshkumar Parsotamdas

Abstract:
This Paper discusses about the international banking products or services available in Indian banks, regulatory guidelines which international banks need to follow, documents required to submit for availing the international banking products or services, customer services and the other allied activities of banks


125-142
11
  • AWARENESS REGARDING THE SLOGAN “JAGO GRAHAKJAGO”


Rajni Devi

Abstract:
An enlightened consumer is an empowered consumer an aware consumer not only protects himself from exploitation but induces efficiency, transparency and accountability in the entire manufacturing and services sector. Realizing the importance of consumer awareness Government has accorded top priority to ‘Consumer Education Consumers protection and consumer Awareness “Jago Grahak Jago is a consumer awareness programmers from Ministry of Consumer Affairs Government of India.”(1) The Consumer Awareness Scheme for the XI plan amounting to a total of Rs. 409 Crores has been approved by the cabinet committee on Economic affairs on 24-01-08.


103-107
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