| S.No |
Particular |
Pdf |
Page No. |
| 1 |
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Role of Bharatiya Agro Industries Foundation (BIAF) in Rural Development of Maharashtra
Dr. S. D. Takalkar Miss. Kanase Jayshri Nivrutti
Abstract:
The study discusses the challenges and best practices in credit risk assessment and mitigation in commercial banks. It explores various credit risk assessment methodologies used by commercial banks in India, highlights the effectiveness of existing risk mitigation strategies, and discusses industry best practices, successful approaches, and lessons learned from leading commercial banks. Furthermore, the results also provide recommendations for enhancing credit risk management frameworks in commercial banks by incorporating emerging trends, ensuring compliance with regulatory requirements, and embracing technological advancements. Key words: Credit Risk Assessment, Commercial Banks.
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154-163 |
| 2 |
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TREND OF FDI AND ITS IMPACT ON THE ECONOMY OF INDIA
Preety
Abstract:
For developing nations like India, development in the economy, innovation in technology, and better global integration are all greatly aided by foreign direct investment (FDI). Foreign direct investment (FDI) patterns into India during the last decade are analysed and their effects on different parts of the Indian economy are assessed in this article. Liberalized regulations, economic reforms, and an investor-friendly environment have contributed to a notable increase in foreign direct investment (FDI) flowing into India, according to the study. Manufacturing, services, and infrastructure are just a few of the many areas that have attracted investors to India, making it one of the leading destinations for foreign direct investment. Jobs have been created, technology has been transferred, and productivity has been improved because to foreign direct investment (FDI). This is especially true in important industries like medicines, information technology, and telecommunications. The country's export competitiveness has been enhanced because to FDI, which has allowed India to participate more fully in global value chains and encouraged economic diversification. Problems including outdated regulations, ineffective bureaucracy, and inadequate infrastructure still prevent FDI from reaching its full potential. Maximizing the developmental impact of foreign direct investment (FDI) requires smart policy interventions to address concerns about sectoral concentration, crowding out of local investment, and sensitivity to external shocks. Contributing to GDP growth, employment generation, and technical improvement, FDI has emerged as a fundamental engine of India's economic change. It would be crucial for India to achieve sustainable and equitable growth in the years to come if it wants to establish itself as a global economic powerhouse and use FDI inflows efficiently.
|
|
154-165 |
| 3 |
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TREND OF FDI AND ITS IMPACT ON THE ECONOMY OF INDIA
Preety
Abstract:
For developing nations like India, development in the economy, innovation in technology, and better global integration are all greatly aided by foreign direct investment (FDI). Foreign direct investment (FDI) patterns into India during the last decade are analysed and their effects on different parts of the Indian economy are assessed in this article. Liberalized regulations, economic reforms, and an investor-friendly environment have contributed to a notable increase in foreign direct investment (FDI) flowing into India, according to the study. Manufacturing, services, and infrastructure are just a few of the many areas that have attracted investors to India, making it one of the leading destinations for foreign direct investment. Jobs have been created, technology has been transferred, and productivity has been improved because to foreign direct investment (FDI). This is especially true in important
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|
154-165 |
| 4 |
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A Study of Innovative Trends in Business Management
Dr. Vaishali Mukund Deshpande
Abstract:
Now a days Business climates, organist ions are facing a more complex and competitive environment than ever before. As a result, the competencies of the managers who thrives in the modern-day business world is changing. So the new trends in management that learning initiatives will need to employ.
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|
164-168 |
| 5 |
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Banker’ Perspective towards Credit Risk Management Policies: A Study
Dr. Deepak Kumar Sharma
Abstract:
Credit risk management policies are crucial for financial institutions to mitigate credit risk exposure. These policies encompass various mechanisms such as policy frameworks, credit risk rating frameworks, credit risk limits, modeling, mitigation, audits, and loan review mechanisms.
The present study, which is descriptive in nature, attempts to examine the bankers’ viewpoint towards credit risk management policies with a sample of 150 bankers’ selected by using judgement sampling. To analyze the data, a set of statistical techniques such as frequency distribution, percentage, mean, standard deviation was used. ANOVA technique and t-test have been used validate the results. The study found that there is no significant difference among the demographic profile-wise bankers’ viewpoint towards the credit risk management policies. Banks should further explore comprehensive credit risk assessments, establish clear lending criteria, diversify their credit portfolios, conduct regular credit monitoring and reviews, implement robust collection and recovery processes, leverage technology for credit risk management, and ensure regulatory compliance in their CRM practices.
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166-177 |
| 6 |
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Agri Entrepreneurial Behaviour of Agri business Operator in Pune District of Maharashtra State
Mayur C. Jadhav, Dr. D. D. Pawar, Girish G. Nimbarkar
Abstract:
This research paper delves into the intricate dynamics of agribusiness entrepreneurship in Maharashtra, aiming to comprehensively understand the entrepreneurial behaviour of agribusiness operators and its impact on performance. Employing a quantitative research methodology, the study investigates the behavioral and situational characteristics influencing entrepreneurial behaviour, identifies constraints faced by agribusiness operators, and proposes strategies for entrepreneurship development. The findings underscore the pivotal role of innovation, motivation, and effective resource management in shaping entrepreneurial behaviour, while also highlighting significant constraints such as external factors and operational challenges. The implications of this research extend to practitioners and policymakers, offering actionable insights for targeted interventions and support measures to enhance the entrepreneurial ecosystem in the agribusiness sector. Future research avenues may explore the longitudinal effects of implemented strategies and delve into regional variations within Maharashtra, contributing to a nuanced understanding of agribusiness entrepreneurship.
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|
169-181 |
| 7 |
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EFFECT OF SUGAR SOURCE ON QUALITY ATTRIBUTES OF WINE PREPARED FROM ROSE PETALS
K. M. CHAVAN
Abstract:
An investigation was undertaken at ICAR-Directorate of Floriculture Research, Pune to study the effect of different sources of sugar on quality attributes of wine prepared from rose petals (cv. Rose Sherbet). The experiment was planned using five sources of sugars (S1-Cane sugar, S2-Honey, S3-Jaggery, S4-Glucose syrup and S5-Sugar blended with stevia). The sugar syrup prepared with 22oBrix TSS and pH 3.7. The sugar and rose petals (1:0.5 ratio) fermented with Saccharomyces cerevisiae (LALVIN ICV D254TM) @ 0.25g/lit yeast at 20oC temperature till CO2 bubbles evolving from airlock.
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182-197 |
| 8 |
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TO STUDY IMPORTANCE OF INTERNAL AUDIT PLANNING FOR PROCESS BASED MSME
UTKARSH DATTATRAY KALE
Abstract:
For successful completion of audit assignment, one of the basic need is proper audit planning. A detailed audit plan would cut the time in field work and reporting. Due to a well thought out plan, the Internal Auditor knows which areas are more risks to be concentrated in audit and also have a subject expert to guide the team. This adds value to the audit assignment and would immensely beneficial for both the auditor as well as the audit customer. In this article, it is explained the need for process based internal audit, importance of audit planning and the steps of planning process
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198-202 |
| 9 |
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NDUSTRIAL SICKNESS AND EMPLOYMENT
PROF. RAJASHRI YADAV SAWANT
Abstract:
Industrial sickness has become a problem in developed and developing countries and\r\nisincreasing day by day as socio, political economic and legal factor are changing in this\r\npaper
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328-332 |
| 10 |
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A STUDY OF THE PROBLEMS AND CHALLENGES FACED BY THE DAIRY INDUSTRY IN PUNE CITY
DR. J. P. BHOSALE, MR. CHIRAG B. BHUJBAL
Abstract:
This research paper delves into a comprehensive study of the challenges encountered by the dairy industry in Pune city, exploring issues related to fodder availability, weather fluctuations, veterinary services accessibility, market volatility, and regulatory complexities. Simultaneously, the study investigates the perceived impact of advanced technologies on the economic sustainability of dairy farms, encompassing aspects such as efficiency, productivity, health, reproduction outcomes, and profitability. The findings reveal a consensus among dairy farmers regarding the existence of significant challenges, while also indicating a positive perception of the role of modern technologies in addressing these challenges and promoting economic sustainability.
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203-210 |
| 11 |
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ECONOMIC ELEVATION: AN IN-DEPTH EXPLORATION OF GROWTH DYNAMICS IN JHARKHAND, CHHATTISGARH, AND UTTARAKHAND THROUGH MACROECONOMIC LENSES.
Mr. Vikram, Mr. Rahul Pandit, Mr. Rahul Shrivas
Abstract:
This paper examines the distinct growth trajectories of Jharkhand, Chhattisgarh, and Uttarakhand since their formation in 2000 through a comparative analysis of macroeconomic indicators using secondary data on variables like state domestic product, population, foodgrain output, power use and fiscal deficits. Applying analytical techniques including trend analysis, it unravels inter-state divergences underpinned by heterogeneity in initial conditions and policy approaches.
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211-227 |
| 12 |
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A STUDY ON THE FACTORS AFFECTING THE PURCHASE INTENTION OF MEN’S BEAUTY PRODUCTS IN THE REGIONAL AREA OF CHATTISGARH
Mr. Chandrahas Rajak, Ms. Akriti Xalxo, Ms. Tanya Singh
Abstract:
Historically, beauty was women's territory. But times are changing! More men are embracing self-care and using beauty products. However, we don't know much about what drives their choices, especially in places like Chhattisgarh. This is a missed opportunity for businesses. By understanding how men in this region think about beauty, companies can design products and marketing that resonate with them, unlocking a lucrative new market segment.
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228-240 |
| 13 |
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Navigating the Challenges: A Comprehensive Examination of Millennial Employees in the Modern Workplace
Mr. Nandansing Patil
Abstract:
As the dynamics of the modern workplace continue to evolve, understanding the challenges faced by millennial employees has become increasingly crucial for organizations striving to foster a productive and inclusive environment. This paper presents a comprehensive examination of the multifaceted challenges encountered by millennial employees in today's professional landscape.
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241-252 |
| 14 |
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A Study of New Trends in Technologies with Special Reference to “IoT” and its Impact on Business Performance
Dr. Shakeb Ahmed Mumtaz Husain
Abstract:
This research paper delves into the rapidly evolving landscape of technology and explores the multifaceted relationship between new technological trends by focusing on the Internet of Things (IoT) and its profound impact on business performance. By exploring current trends and assessing their implications, this study aims to provide insights for businesses to adapt, thrive, and leverage IoT for enhanced efficiency and competitiveness.
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253-262 |
| 15 |
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Impact of Operational Management of District Co-operative Bank in Western Maharashtra
G.G. Nimbarkar, Dr. A. R. Ghumatkar, M.C.Jadhav
Abstract:
This research paper investigates the impact of operational management practices on the efficiency of District Cooperative Banks in western Maharashtra. Additionally, it explores employees' perceptions regarding these practices, aiming to provide a comprehensive understanding of the operational dynamics within cooperative banking. Through Likert-based statements and one-sample t-tests, the study reveals a significant positive impact on efficiency and a positive perception among employees towards operational management practices.
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263-272 |
| 16 |
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DIFFICULTIES AND POTENTIAL OF DIGITAL MARKETING IN RURAL REGION
Pingale Ankush Atmaram
Abstract:
India has experienced remarkable economic progress in recent years. The rural market has had tremendous growth and is now bigger than the urban market due to urban markets reaching saturation and seeing a slowdown in relative expansion in recent years. Approximately 70% of India's population resides in rural areas, highlighting the importance of acknowledging the significance of marketing and advertising in these regions. Most businesses and marketers are now focusing on rural markets. With the market growing, it is crucial to update, develop, and innovate marketing tools, channels, and methods.
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273-278 |
| 17 |
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Risk-Return Trade-Off Between Stocks and Cryptocurren
Mr. Vikram, Mr. Vedprakash Netam, D Prakhar Umre
Abstract:
The paper examines the risk-return trade-off between Reliance Industries stocks and Bitcoin over a five- year period from January 2019 to February 2024. It identifies a research gap in comparing traditional and modern investments and aims to analyze volatility and returns using ARCH and GARCH models. Results show Bitcoin outperforms Reliance in CAGR and Daily Average Return with higher volatility confirmed by ARCH-LM tests and the GARCH (1,1) model. The findings underscore the importance for investors to consider both risk and return when evaluating investment options.
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|
279-295 |
| 18 |
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DEEP LEARNING OF ARTIFICIAL INTELLIGENCE
PROF. SWAPNALI SHIVAJI KADAM
Abstract:
The present research paper is focuses on the types of AI and also the uses of deep learners. The intelligent machines will replace or enhance human capabilities in many areas. Artificial intelligence is the intelligence exhibited by machines or software. It is the subfield of computer science and Engineering. Application areas of artificial intelligence is heaving a huge impact on various fields of life as expert system is widely used in these days to solve the complex problems in various areas as education, engineering, business, medicine, weather forecasting etc.
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296-302 |
| 19 |
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DATA BREACH INCIDENTS: TRENDS, IMPACTS AND MITIGATION STRATEGIES
ASST. PROF. VISHAL GANGADHAR AUTI
Abstract:
Despite increasing data breach vulnerabilities, we know little about how organizations effectively identify and manage data breach incidents. To address this void, we conceptualize data breach incidents: trends, impact and mitigation strategies review. We conceptualize three areas of data breach risks (data breach Trends, data breach locus, and data breach impact) and Four forms of data breach Mitigation Strategies (Identify The Source Of The Breach And Deploy a Task Force, Secure Physical Areas Related To The Breach, Fix Vulnerabilities, Notify The Company And Relevant Parties) with detailed instances of each.
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303-312 |
| 20 |
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CHALLENGES AND BEST PRACTICES IN CREDIT RISK ASSESSMENT AND MITIGATION IN COMMERCIAL BANKS
MRS. RUPALI KIRAN BHALERAO, DR. SHRIKANT MARUTI FULSUNDAR
Abstract:
The study discusses the challenges and best practices in credit risk assessment and mitigation in commercial banks. It explores various credit risk assessment methodologies used by commercial banks in India, highlights the effectiveness of existing risk mitigation strategies, and discusses industry best practices, successful approaches, and lessons learned from leading commercial banks. Furthermore, the results also provide recommendations for enhancing credit risk management frameworks in commercial banks by incorporating emerging trends, ensuring compliance with regulatory requirements, and embracing technological advancements. Key words: Credit Risk Assessment, Commercial Banks.
|
|
313-319 |
