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  • "Impact of Government Welfare Schemes on the Socio-Economic Development of Scheduled Tribes” Special emphasis on Melghat, Amravati District, Maharashtra


Vilas Rajkumar Pawar Prof. Dr. Vijaykumar M. Gawai

Abstract:
Scheduled Tribes (STs) in India have historically faced socio-economic marginalization, with limited access to education, healthcare, and employment opportunities. To bridge these gaps, the Government of India has implemented various welfare schemes aimed at improving the living conditions of tribal communities. This study examines the impact of these government initiatives on the socio-economic development of STs, with a specific focus on Melghat, Amravati District, Maharashtra. Using secondary data sources, the study evaluates key indicators such as literacy rates, healthcare access, poverty levels, and employment trends before and after the implementation of welfare programs. Findings indicate incremental improvements in literacy and employment generation but highlight persistent challenges such as inadequate healthcare infrastructure, low female literacy rates, and inefficiencies in welfare scheme implementation. The study emphasizes the need for better policy execution, community participation, and targeted interventions to enhance the effectiveness of tribal welfare programs. The research concludes that while government schemes have contributed to some socio-economic progress, sustainable development requires a multi-sectoral approach, integrating education, healthcare, and livelihood opportunities for Scheduled Tribes.


1-11
2
  • "Exploring the Impact of Digital Banking on Public Sector Banks’ Financial Health: A Study of Western Vidarbha (2013–2024)"


Mr. Dinesh Shankarrao Satone

Abstract:
This study investigates the impact of digital banking adoption on the financial performance of Public Sector Banks (PSBs) in Western Vidarbha, India, over the period 2013–2024. Using secondary data from PSB annual reports, RBI publications, and financial databases, the research employs descriptive statistics, trend analysis, and correlation studies to examine the relationship between digital adoption (e.g., UPI transactions) and financial metrics such as profitability and Return on Assets (ROA). The findings reveal a strong positive correlation between digital adoption rates and financial performance, with profitability showing exponential growth in tandem with increased digital penetration. The average digital adoption rate rose from 10% in 2013 to 90% in 2024, reflecting the widespread integration of services like UPI, mobile banking, and internet banking.


12-20
3
  • A Delhi NCR Study on Customer Intention, Preference and the Factors Influencing Purchase of Sustainable Products, with Special Reference to Products Made from Moonj Grass.


Ms. Rudrani Chatterjee Dr. Junaid Alam Dr. Animesh Singh

Abstract:
Over the years, the Indian market has shown a rapid increase in the consumption of consumables due to an increased per capita income. These days consumables are within easy reach of the consumers with digitization acting as a catalyst in attracting them, making them aware, and helping them acquire the preferred item. The purpose of this study is to gauge the intention & preference of consumers and the factors that motivate the consumers in buying sustainable goods made from moonj grass. This quantitative study is done across 172 respondents residing in the national capital region of Delhi. The responses are analysed systematically with the help of descriptive statistics, chi-square test, regression, and factor analysis using statistical software. The findings throw light on the “motivating factors” that play a significant role in enhancing the purchase of eco-friendly products made of moonj grass. The study enables marketers to make appropriate strategies to increase their market presence and reach maximum customers. The study has a potential to uplift the livelihood and standard of living of the artisans who make durable products using moonj grass as raw material. When customers make a deliberate conscious effort to buy green products, it may boost the handicraft industry and also promote environmental sustainability. This work is done for the first time and it has not been published anywhere else.


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Collaboration Partners
  • Indian Journals

  • Swedish Scientific
    Publications

  • The Universal
    Digital Library

  • Green Earth Research
    And Publishing House

  • Rashtriya Research Institute
    Of New Medical Sciences

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