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1

  • NON PERFORMING ADVANCES: A STUDY OF DISTRICT CENTRAL COOPERATIVE BANKS OF PUNJAB


Dr. Sabina Batra

Abstract:
An efficient banking system is an essential need of a healthy economy. The role of credit in starting, giving pace and sustaining the process of economic development has been recognized as a sine-qua-non. Although nationalized banks are spreading their operations in rural areas, cooperative banking remains the best answer for catering to the needs of small borrowers. All expert committees have recognized the important role played by the cooperatives in rural credit delivery system. However, one area of neglect in the cooperative banks is the poor loan portfolio leading to increasing quantity of non


1-22
2

  • Financial Reporting Quality: Assessing the Impact of Corporate Governance and Regulatory Frameworks


Tamanna Chandna

Abstract:
A company's ability to attract and retain investors and make good use of their cash is directly correlated to the reliability of its financial reports. Examining how legal frameworks and corporate governance processes distress the excellence of financial reporting is the primary objective of this research. Accounting standards, enforcement mechanisms, regulatory oversight, and board composition are some of the regulatory aspects that are examined in this research, along with executive compensation, ownership concentration, audit committee effectiveness, and board composition. The research is based on a thorough literature review and empirical analysis.


23-31
3

  • Fostering Entrepreneurship through Self-Help Groups in Uttar Pradesh


Dr. Mohammad Anees Asad Kareem Usmani

Abstract:
Self-help groups are mostly viewed as a means of micro finance that has potential to empower people. They are seen as a means of financial independence. Self-Help-Groups (SHGs) in Uttar Pradesh (UP) are playing a key role in Entrepreneurial growth. The present research paper investigates the present growth status of SHGs in Uttar Pradesh, their present problems and the key issues affecting their growth as entrepreneurial business units. The catalysing role played by SHGs in the promotion of entrepreneurial activities in Uttar Pradesh. The bank linkage programme for SHGs, factors affecting their working and challenges faced by them have been focused to know the entire scope of SHGs in Uttar Pradesh. Primary data has been used majorly to study and analyse SHGs related issues, and the Government sponsored bank-linkage-programme to support the SHGs growth. In order to study the entrepreneurial growth by SHGs the secondary data have been collected from the annual report of NABAD.


32-43
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