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1

Dr Manjusmita Dash, Prof Bidhu Bhusan Mishra

Abstract:
The micro small and medium enterprises (MSMEs) have been accepted as the engine of economic growth and for promoting equitable development. The labour intensity of the MSME sector is much higher than that of the large enterprises. The MSMEs constitute over 90% of total enterprises in most of the economies and are credited with generating the highest rates of employment growth and account for a major share of industrial production and exports. The MSMEs play a


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2

Dr. Rajesh Kumar

Abstract:
The Insurance Regulatory and Development Authority of India (IRDAI) has evolved microinsurance policies to promote insurance coverage among the economically vulnerable segments of society. A microinsurance product is designed to meet the needs of people whose main requirement is basic life insurance coverages, such as the payment of an insurance benefit upon death of livelihood, family or health insurance, etc. The Microinsurance Regulation (2005) has helped the growth of regulated microinsurance in India. The present study is an attempt to measure the performance of micro insurance in India under individual as well as group category.


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