| S.No |
Particular |
Pdf |
Page No. |
| 1 |
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A Study of AI’s integration in Indian Banking and Financial Services
Dr. Pragati R. Gore
Abstract:
This paper focuses on evolving role of artificial intelligence (AI) in the Indian Banking
and financial services. To recognise the information used in the Indian banking and financial
services, Artificial intelligence (AI) is used. AI has transformed the banking and financial
industry by improving client relations, precision, and operational efficiency. This paper
explores the use of artificial intelligence (AI) in banking and finance for credit scoring, fraud
detection, investment management, and customer service.
|
|
1-7 |
| 2 |
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An Analytical Study of Budgetary Provisions and Actual Utilizations of Fund Allocations
Dr. Rahul Sadashiv Kharat
Abstract:
The efficient utilization of allocated funds is critical to achieving sectoral goals in any
economy. Budgetary provisions, allocation and utilization of funds allocated is a very crucial
and challenging task for every growing economy. This paper examines the allocation and
utilization of funds across various nine sectors of the Indian economy. Pre and post Corona
pandemic make it more difficult for India to achieve predetermined goals. So, the researcher has
selected four years I.e. 2019-20 to 2022-23, to evaluate the performance of major nine sectors
of the economy and to identify patterns and gaps to inform future financial planning.
|
|
8-13 |
| 3 |
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IMPACT OF WOMEN ENTREPRENEURSHIP SKILLS ON ENTREPRENEURSHIP DEVELOPMENT
1. DR. J. P. BHOSALE , 2. SUPRIYA UTTAM JADHAV
Abstract:
This study examines the impact of women entrepreneurship skills on entrepreneurship
development. A quantitative research approach was employed, using a survey of 200 women
entrepreneurs in India. The findings highlight the significance of women entrepreneurship skills
in promoting entrepreneurship development, including increased business success, job creation,
and economic growth.
|
|
14-19 |
| 4 |
1. Dr. Prashant Suresh Salve , 2. Vijaykumar Namdev Mhaske
Abstract:
The usage of e-banking by the enterprises came into existence in mid-90’s.e banking
came into existence in greater numbers because of low operating costs. First it is in the form of
ATM’s and phone transactions. Recently it transformed to internet a new channel between
customers and banks which benefits both. The main aim of e-banking services is to provide the
customers a much faster services with low cost. From the last twenty years, banking sector has
chosen a new method of banking based on the progress of information technology. In addition
to these customers, transaction and communication abilities are fastened based on information
technology.
|
|
20-24 |
| 5 |
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A Study on the Effects of Rural Development Initiatives on the Growth of the Indian Economy
Pooja Sadam Nawale
Abstract:
Economic analyses of rural programs often exhibit a narrow focus, primarily concentrating on metrics
such as employment, income, and asset accumulation. This paper contends that adopting a broader
perspective, which considers the shifting relative positions of various rural social strata, can yield a more
profound understanding of rural transformation. Additionally, this approach can align empirical research
more closely with the evolving theoretical frameworks in development economics. The subject at hand
pertains to rural development in India, which encompasses the overall enhancement of economic and
social conditions for individuals living in rural locales. It is not merely a goal but an ongoing process
that significantly contributes to the economic advancement of both rural areas and the nation as a whole.
Conversely, economic progress within a region fosters rural development.
|
|
25-32 |
| 6 |
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Mobile Banking: Revolutionizing Financial Transactions
Kolekar Shivaji Shrimant
Abstract:
The banking sector has seen significant changes because to mobile banking, which offers users
increased efficiency, security, and convenience. This study examines at how mobile banking
has changed over time, evaluating its benefits, drawbacks, security issues, and potential
developments. The report emphasises how mobile banking increases banking accessibility,
lowers costs, and promotes financial inclusion. But there are still problems like cybersecurity
risks, a lack of digital literacy, and problems with regulatory compliance. This study focusses
on the most recent developments in mobile banking, their effects on consumers and commercial
banks, and possible ways to reduce related risks. The study concludes with suggestions for
enhancing mobile banking offerings and guaranteeing their viability in a world that is becoming
more digital.
|
|
33-36 |
| 7 |
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Digital Integration in Housing for All: Transforming PMAY-G through Technology
1. Ganesh Sudhakar Dahiwale , 2. Dr. Ramesh Sayaji Desai (Mavchi)2
Abstract:
The study focuses on the integration of platforms like AwaasSoft, AwaasApp, and GIS
mapping, analyzing their impact on operational efficiency and beneficiary satisfaction. It also evaluates
the effectiveness of Direct Benefit Transfers (DBT) and public dashboards in mitigating fund leakages
and promoting transparency. While highlighting the successes, the research identifies significant
challenges such as digital illiteracy, infrastructure gaps, and regional disparities that hinder the uniform
adoption of digital technologies.
|
|
37-42 |
| 8 |
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E-Rupee: Economic Opportunities and Challenges in India
1. Dr. R. S. Desai (Mavchi) , 2. Mayur Laxman Ghadge
Abstract:
India is exploring the adoption of digital currency within its monetary system. This research
focuses on evaluating the feasibility, benefits, and challenges associated with India’s potential
shift to the e-Rupee. By analyzing the current landscape, policy considerations, and
technological readiness, we aim to understand the implications of such a transition. Key areas
of investigation include the regulatory framework, financial inclusion, security, and the impact
on traditional banking systems. The study will inform decision-making by offering
recommendations for policymakers, financial institutions, and the public.
|
|
43-49 |
| 9 |
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Agriculture and Employment: Impact and Trends in India
Prof. Rakesh Bhoir
Abstract:
Agriculture is the backbone of Indian economy. The Agriculture sector has played significance
role in providing employment to a significant portion of the total population of India. However,
the role of agriculture in the Indian economy and its impact on employment has undergone
significant changes over the years due to factors like industrialization, urbanization, and
government policies. This shift has led to new trends in agricultural employment, challenges,
and opportunities. This paper try to examine the impact and trends of agriculture on
employment in India.
|
|
50-57 |
| 10 |
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Rising Popularity of Digital Marketing Practices in Rural Region
1. Vinod S. Mahajan , 2. Prof. Dr. Madhulika A. Sonawane
Abstract:
Digital Marketing is worldwide popular tool for marketing as well as trading purpose. Using\r\nDM advertisement, promotion and selling/buying of products became extremely cheap and\r\nreliable. DM has shifted traditional methods to modern digital platforms. This paper describes\r\nthe rural customers’ attitude toward digital marketing. The analysis is based on the visits to\r\nbuyers and sellers of 23 villages in rural khandesh area. The study reveals that the availability\r\nof extensive and current information, an experience of using online marketing using internet. It\r\nhas been experienced that customers are bothering regarding security. It is the most important\r\nreason for customers in these villages are not engaging in online shopping mass level.
|
|
58-62 |
| 11 |
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Impact of Artificial Intelligence (AI) on Consumer Buying Behavior
Ms. Wadhane Sayali S
Abstract:
In the incoming era Artificial Intelligence (AI) has been a game-changer over different
businesses and consumer buying behaviour. AI is more than just a smart term and helps
fundamentally transforming how businesses grasp and interact with their customer base and
changing consumer buying behaviour. This research paper study the impact of artificial
intelligence on consumer behaviour and to focus on changes in consumer buying behaviour,
where AI will use different criterion to learn more about consumers and their need & identify
future products and services in store.
|
|
63-67 |
| 12 |
-
GREEN MARKETING: IT’S IMPACT ON GLOBAL MARKET
DR. ASHOK NANA MANE
Abstract:
The modern world has led consumers to become gradually concerned about the
environment. Green marketing is a phenomenon that has become, for the most part, essential
in modern markets and has emerged not only as a fundamental concept in India but also as an
important strategy for facilitating sustainable development at a global level. Green marketing
is a new phenomenon which has developed in the global market and has become an important
concept in India and other countries.
|
|
68-73 |
| 13 |
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SOCIO-ECONOMIC PROBLEMS OF TRIBALS IN SCHEDULED AREAS OF MAHARASHTRA
1. MR. SANTOSH Y. LANDE , 2. PROF. DR. SHIVAJI TAKALKAR
Abstract:
The tribals of Maharashtra, primarily residing in scheduled areas, face a plethora of\r\nsocio-economic challenges despite governmental efforts for their upliftment. This paper\r\nexplores the multi-dimensional problems faced by the tribal communities in these areas,\r\nincluding economic marginalization, social exclusion, and inadequate access to education,\r\nhealthcare, and infrastructure. The study also critically examines the effectiveness of policies\r\nand interventions aimed at addressing these issues. Through an analytical framework, this\r\npaper underscores the need for sustainable, community-driven solutions to promote holistic\r\ndevelopment.\r\n
|
|
74-77 |
| 14 |
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INDIAN AGRICULTURE SECTOR CHALLENGES AND OPPORTUNITIES
LT. S. A. PALANDE
Abstract:
Agriculture has always been the backbone of the Indian economy and despite
concerted industrialization in the last six decades, agriculture still occupies a place of pride.
It provides employment to around 60% of the total work force in the country. The
significance of agriculture in the national economy can be best explained by considering the
role of agriculture in different areas. Agriculture is the life blood of Indian economy. The
government's financial allocations have been less for agriculture and irrigation, contribution
of agriculture to GDP had dropped from 7.8% to 1.8% and now it may 2.4%. Production has
been declining. Higher productivity in cereals and pulses along with scientific storage and
ban on acquisition of multi crop lands are to be considered. However , it suffer from low
funds , low income , bad monsoon , limited technology , failure of land reforms , unbalanced
development etc. But these can be declined with the help of reforms like rural reforms, more
credit , technology management, new frontiers, public disinvestment, FDI etc. A mature and
civilized nation must cherish its agriculture and protect its farmer.
|
|
78-83 |
| 15 |
-
A STUDY ON THE IMPACT OF COLORS OF A PRODUCT ON CONSUMER BUYING DECISIONS
VEDIKA BAPAT
Abstract:
It is observed that consumer buying decisions are influenced by many factors such as
price, quality, packaging etc. It is also mentioned in some of the previous literature that color
is also a significant variable that affects buying decision of consumers. Through this paper
researcher is curious to understand if colors of products also influence buying decisions of
consumers.
|
|
84-96 |
| 16 |
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ECONOMIC ANALYSIS OF PROCESSING INDUSTRY WITH SPECIAL REFERENCE TO DRY JAMUN SLICES BY DEHYDRATION IN PUNE DISTRICT OF MAHARASHTRA
1. NEHA A. GODASE , 2. AKSHATA S. SHIKHARE , 3. DR. GEETA RAO
Abstract:
India ranks third in the production of dried fruits and vegetables. The industry is
largely decentralized and India has a large number of small-scale units having small
capacities up to 250 tons per annum. The commercial production of processed fruits and
vegetables is very low in India, contributing only to around 2.2 percent of the total food
production.
|
|
97-106 |
| 17 |
-
SOCIO-ECONOMIC STUDY OF CARRIERS AND DRIVERS EMPLOYED IN PUNE METROPOLITAN TRANSPORT CORPORATION LIMITED
BALASAHEB VITTHAL KANGANE
Abstract:
The work of professional bus drivers is considered as extremely stressful. It is an
environment over which they have no control whatsoever and is an atmosphere that wrecks their
schedules, disrupts their home life, makes social activities and regular breaks very hard to plan
and supplies constant hassle. This paper deals with the quality of work life of the bus drivers and
the factors that lead to an imbalance, causing high probability of road accident. A qualitative
study was conducted with the help of bus drivers from Pune Municipal Corporation bus depots,
India. In-depth interviews were conducted and through naturalistic observation method, data was
collected. Analysis of the data was done through coding process.
|
|
107-110 |
| 18 |
-
IMPACT OF SPIRITUAL-CULTURAL CITIES ON ECONOMIC REVIVAL CASE STUDY OF UTTAR PRADESH, INDIA
DR. HEMANT ANIL JOSHI
Abstract:
The impact of Spiritual-Cultural Cities on Economic Revival, as exemplified in the
case study of Uttar Pradesh, India, is multifaceted and profound. Uttar Pradesh, a state known
for its rich spiritual and cultural heritage, provides a fertile ground for exploring this
phenomenon. Spiritual-cultural cities like Varanasi, Ayodhya, Mathura and others not only
serve as centers of religious pilgrimage but also play a crucial role in driving economic
growth and development.
|
|
111-117 |
| 19 |
-
CRYPTOCURRENCY ADOPTION IN THE INDIAN MARKET: TRENDS AND CHALLENGES
PROF. YOGESH SAINATH MANE
Abstract:
Crypto currency adoption in India has been a topic of significant debate, especially
with the rapid rise of digital currencies globally. This paper explores the trends and
challenges surrounding the adoption of crypto currencies in the Indian market, considering
various factors such as government regulation, technological infrastructure, public awareness,
and the potential for financial inclusion. It also examines the role of crypto currencies in
reshaping the financial landscape of India. The findings show that while India has seen a
growing interest in crypto currencies, regulatory uncertainties and a lack of financial literacy
remain substantial barriers to widespread adoption.
|
|
118-123 |
| 20 |
-
NAVIGATING THE AI REVOLUTION: ANALYZING THE TRANSFORMATIVE IMPACT ON INDUSTRY, ECONOMY AND SOCIETY
MR. GAJANAN RAMRAO JAGTAP
Abstract:
This research paper explores the revolutionary effects of artificial intelligence (AI) on
business, the economy, and society, examining the opportunities, problems, and implications of
this technology. The aim is to conduct a thorough analysis of the alterations resulting from
artificial intelligence, assess its influence on the economy, and investigate its consequences for
society. The research aims to empower stakeholders in the AI-driven era to make informed
decisions, shape policies, and spur innovation by providing insights and strategies.
|
|
124-129 |
| 21 |
-
IMPACT OF GROWTH ON INDIAN ECONOMY TO RURAL DEVELOPMENT PROGRAMMES
1. PROF. (DR.) GORAKSHNATH K. SANAP , 2. HANDE RACHANA SUBHASH
Abstract:
The impact of rural development programmes on the growth of the Indian economy is a
crucial topic. Rural development programmes in India aim to improve living standards and basic
amenities in rural areas through various economic and social initiatives. The economic
investigations of rural programmes tend to be rather myopic remaining preoccupied with
increases in employment, income, assets, etc. The purpose of this paper is to argue that looking
at the rural programmes from the broader perspective of changing relative positions of rural
strata would provide deeper understanding of rural change and, also, bring the empirical studies
closer to the emerging theoretical issues in development economics.
|
|
130-136 |
